How Roofing Insurance Claims Work
Roswell Roofing Insurance Claims
When your roof is damaged by natural disaster, storm damage or accident, the cost of repairing or replacing the covering is oftentimes covered by your Roswell area homeowner’s insurance policy.
Depending on the age of your roof and type of policy, your costs may be completely covered (less your standard deductible) or the coverage amount may be depreciated for older roofs. Your Dunwoody insurance agent will guide you through the insurance claim process, explaining each step and our responsibilities as well as yours. The settlement amount, of course, depends on your insurance company and the policy you and your agent chose for your home.
Dunwoody Free Roof Inspection
When storms or accident have harmed your roof, you are expected to do what you can to mitigate further damage by boarding up or tarping over or other small repairs. One call to Roswell roofer Cornerstone Roofing for a free roofing estimate will bring you the peace of mind you need during periods of upheaval. Professional and reasonably priced, we’ll inspect the roof at the same time and give you a written estimate suitable for submission to your insurance company, who will send out their own inspector to take pictures and look at the damage cited in your claim to determine the validity of your damage.
We’ll be ready to go when your insurance company gives you the green light, so you can relax, knowing that the disruption caused by roof damage will soon be resolved and the end result will leave you in a secure position. The upgrade to current building code should lower your insurance premium and the new technology in roofing materials can lower your energy bills and extend the life of your home.
Roswell Roofer
Every insurance company has a different payout policy. Some pay the homeowner who is then required to pay for repairs or replacement, others choose to pay the roofer themselves and a few insist on including the mortgage holder. The timing of when the payment occurs also varies from company to company, so be sure to call your insurance agent to discuss these issues.
